Skip the Sales Pitch - See Your Real Rate and Payment Today!

AUTO REFINANCE FOR ALL TYPES OF CREDIT

a man on a piggy bank saving money
a woman comparing loan offers

Real People that saved Real Money:

  • "Thanks for all your help Josh…. Keep up the good work…."

    -Linda N

  • “Thanks so much for your help!! This process was a lot easier than I thought it would be. ”

    -Mitzy R

How Second Chance Now Works

Second Chance Now has redefined the auto refinance process by eliminating the sales role entirely. None of our employees earn a commission when you refinance with us, meaning you get 100% unbiased support. Our team of experts are focused only on providing the best customer service possible, putting you back in the driver’s seat.

woman with arrows to represent refinancing
woman comparing great loan options

Flexible Terms

Choose the loan that fits your budget. See all the options available to you on your terms, no obligation.

woman on computer

Simple Process

No hoops to jump through - we do all the hard work for you, and guide you every step of the way.

man with approved document

Real Savings

Our AI-powered lending platform analyzes your unique situation and compares it across our nationwide network of non-profit credit unions, ensuring you get the best terms possible.