Skip the Sales Pitch - See Your Real Rate and Payment Today!

AUTO REFINANCE FOR ALL TYPES OF CREDIT

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Real People that saved Real Money:

  • “Thanks so much for your help!! This process was a lot easier than I thought it would be. ”

    -Mitzy R

How Second Chance Now Works

Second Chance Now has redefined the auto refinance process by eliminating the sales role entirely. None of our employees earn a commission when you refinance with us, meaning you get 100% unbiased support. Our team of experts are focused only on providing the best customer service possible, putting you back in the driver’s seat.

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Flexible Terms

Choose the loan that fits your budget. See all the options available to you on your terms, no obligation.

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Simple Process

No hoops to jump through - we do all the hard work for you, and guide you every step of the way.

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Real Savings

Our AI-powered lending platform analyzes your unique situation and compares it across our nationwide network of non-profit credit unions, ensuring you get the best terms possible.