Skip the Sales Pitch - See Your Real Rate and Payment Today!

AUTO REFINANCE FOR ALL TYPES OF CREDIT

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Real People that saved Real Money:

How Second Chance Now Works

Second Chance Now has redefined the auto refinance process by eliminating the sales role entirely. None of our employees earn a commission when you refinance with us, meaning you get 100% unbiased support. Our team of experts are focused only on providing the best customer service possible, putting you back in the driver’s seat.

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Flexible Terms

Choose the loan that fits your budget. See all the options available to you on your terms, no obligation. Want to keep your current term length? No problem. Looking for the lowest possible rate? You got it. Lowest payment for more monthly flexibility? That’s an option too.

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Simple Process

Apply 100% online, no phone call required

Choose the offer that’s best for you

Finalize with confidence.

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Real Savings

Our AI-powered lending platform analyzes your unique situation and compares it across our nationwide network of non-profit credit unions, ensuring you get the best terms possible.