Your Auto Loan, Now on Your Terms. Refinance and Save Big
YOUR SECOND CHANCE AT THE AUTO LOAN YOU DESERVE
Rates as low as 5.34%¹
Save $179/month on average²
No payments for 90 days³
Real People that saved Real Money:
Why drivers are choosing Second Chance Now
Expert Support
We know auto loans. Real people are just a call or text away ready to guide you through your next step to saving.
Competitive Rates
Get access to the most competitive refinance rates available through our network of trusted credit unions.
Real Savings
Drivers who refinance with Second Chance Now reduce their payment by an average of $179 every month! ²
We Make Saving Easy:
Step 1: Apply Online
Get started online in minutes, no phone call required! Real human support available whenever you need it.
Step 3: Start Saving
Finalize with confidence. We take care of all the hard work for you, from paying off your current lender to updating your title.
Step 2: Compare Offers
See all your available offers, delivered straight to your email. Review, compare, and choose the best one for you!
Have more questions? We have answers. See our FAQs →
Resources
When Should I Refinance My Car Loan?
Refinancing your car loan can be one of the easiest ways to reduce your monthly expenses…
What Do I Need To Refinance My Car Loan?
You’ll need a few key documents to verify your identity, vehicle, and income. Having these ready helps speed up the process…
How To Compare Auto Refinance Offers
When you refinance your car loan, not every offer is the same. The right refinance depends on what you want to achieve…
You might be paying more than you should.
Rates change. Credit scores move. Life happens. Your auto loan might be more expensive than it should be.
Refinancing with Second Chance Now can help you reduce your monthly car payment and free up cash, drop your interest rate for long term savings, or even help you own your car faster.
